Established in 1912 initially as a state charter bank, First State Bank is a full-service community financial institution. Saline State Bank of Wilber, a subsidiary of Wilber Co., acquired the bank in 2004. It offers a variety of banking products and services including FSB free checking s account, FSB now checking s account, Sterling checking, FSB Good Timers Club checking, overdraft protection, wire transfers, safe deposit box rental, telephone banking and many more. Its lending options include agricultural, commercial, consumers and real estate loans. First State Bank is a member of the Federal Insurance Deposit Corporation (FDIC) and is an Equal Housing Lender.